Want To Succeed On The Safe Mortgage Test? Exam Prep Is A Fail-Safe Way To Pass The Examination

Are you aware of the consequences that failing the S.A.F.E. mortgage test can have on your career? Ensure that you avoid disruption to your career and stay on track. As a mortgage loan originator or real estate professional, you need to pass the national component and unique state component of the exam to continue with loan origination activities. To ensure exam success, take advantage of exam preparation materials to refresh mortgage-related concepts, procedures and regulations as well as enhance your test-taking ability.

The Benefits of S.A.F.E. Mortgage Test Prep

Know the Material – Do you recall the specifics of your state’s license law and regulation? Can you recognize definitions on demand? Although you’ve been involved in the mortgage industry for years, you may not immediately recall the minute details of a specific law or definition. Exam preparation is tailored to your learning needs and delves into the exact topics you need to know – it’s an ideal way to refresh and reinforce complex material.

Hands-on Practice – Exam preparation enables you to create practice exams based on similar questions that you’ll face on the S.A.F.E. mortgage test. Determine what concepts you know and what areas need extra attention. Customized exams will give you hands-on practice from the comfort and convenience of the home or office. Plus, you’ll be able to build your testing speed – recognize concepts faster and move at a quicker pace.

Achieve the Desired Results – You are required to get a score of 75% or better on the S.A.F.E. mortgage test. This means that you need to be prepared when you take the exam. Remember the test leads to endorsement or licensure, which is required to continue to perform MLO business activities. Gain the foundation to achieve the results you need without delay or disruption to your career. Exam preparation is an effective way to prepare you for testing success.

Avoid Any Wait Time – If you don’t pass the S.A.F.E. mortgage test, you have to wait 30 days between subsequent attempts; additionally, there is a 6-month wait period after a fourth failed attempt during which time you have to suspend mortgage loan origination activities. Thus, it’s in your best interest to be adequately prepared for the exam. Review the concepts you need to know and be ready to answer the exam questions with confidence and ease.

Save Money – It costs money to take the S.A.F.E. mortgage test. You can avoid costly fees for multiple tests if you pass the exam the first time. Be prepared and avoid having to pay unnecessary money for additional attempts – it pays to pass on your first try!

The S.A.F.E. Mortgage Licensing Act of 2008 requires that all licensed mortgage loan originators and real estate professionals that participate in loan origination activities to pass the S.A.F.E. mortgage test. Are you ready? Be prepared for the national component and unique state component with exam preparation. You have nothing to lose and everything to gain – including keeping your career on track. Don’t skip this step – spending a little time reviewing concepts and procedures can provide a fail-safe way to achieve successful exam results.

Desmond Jones has been working in the mortgage industry for 20+ years as a licensed mortgage broker. Serving primarily the Sacramento area, he has built a successful career in the real estate finance arena. He is a member of local and national professional associations and built long-term relationships with community leaders and members. He also serves on a finance committee, which is currently focusing on SAFE mortgage compliance and the S.A.F.E. mortgage test. Desmond enjoys the financial aspect of his work as well as partnering clients with mortgage options that make their homebuying goals a reality.

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